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My name is Jack and I have been working on this since around April of 2015.  Apps come and go, so I constantly work on updating this with what is relevant, what takes the least amount of effort, and what simply looks fun to try.  I have made thousands of dollars in cash and Amazon gift cards using all of these apps and programs since I started, and that isn’t even using them to their fullest!  I hope you get as much, if not more, out of them as I have.

Contact me here with any questions, suggestions, or to request the invitation codes for some of these programs to get their sign up bonuses.  

These all work in the USA, but some may not work in other countries.  I am working on getting that figured out and will update the listings to indicate the countries where these programs do work.

I am also working on identifying if these are websites, Android apps, iOS apps, or what other platforms are compatible with these programs.

Contests will be coming soon!

Thank you and Enjoy!

Money Minute 2: Managing Your Accounts

Since there are many different types of accounts that you can have, it is important not to get them confused. There are many tools for managing and tracking your accounts. Some of these tools are free for personal use, others cost a monthly or one time fee. Occasionally, you might encounter a bank that charges a fee to be used with these management tools.

An example of a free tool that can track many bank accounts and services is Intuit Mint. Mint connects to accounts by using the login info (username and password) of accounts. It works with most Checking, Savings, Investment, Credit Card, Loan and Mortgage accounts. Mint can be used to track recurring bills with services such as phone services, internet service providers, and gas and electricity utilities. You can sign up for Intuit Mint at mint.com.

Coming up: CREDIT

Money Minute 1: Bank Accounts

This is a new series of posts that we are trialing in 2018.

The first process of gaining money, lazily or not, is to have a safe manageable place to store it depending on how you use it. It is often best to have multiple bank accounts to manage your finances to suit your needs. The two primary types of bank accounts are SAVINGS and CHECKING accounts. Checking accounts are more flexible for frequent usage and spending, such as to pay bills and make purchases. Savings accounts are for saving for the future, with some accruing interest. These often have limits about the number of withdrawals that can be made to the account each month. Checking accounts occasionally have some accruing interest based on the lowest balance of the month.

Depending on the bank, you should always be wary of usage and overdraft fees. Every bank account has it’s own pros and cons, which is why it can be difficult to choose. Some are free to open, while others charge a monthly or one-time fee. Some are for personal use, while others are for businesses, small and large. Some are brick-and-mortar, and some are only online. Some require a minimal balance or frequency of use before charging a fee.



Achievement: NEW! Points for Heart Rate Now Available!

Email from Achievement:

Hi Lazy Money Guy,

We strive to make healthy decisions fun and rewarding. That’s why we are excited to announce that we are now able to award points for heart rate. According to the American Heart Association, being aware of heart rate helps you stay accountable around your physical exercise.

You shared heart rate activities before today through your Apple Health or Fitbit connected app(s). We are awarding you 200 bonus points for historically taking healthy actions, and will award you for all future heart rate activities.

Going forward, you will receive 6 points/day for recording heart rate activities. We hope this update makes it easier to track your progress and reach your health goals.

The Achievement Team


Paribus is a program that links your email account and your Amazon account, and other online stores, and will track price drops and pay you the difference between your original purchase and the price drop!

I bought a Nexus 6 and got back $150 when the price dropped a few days later.  No work besides linking the accounts (link the email account where e-receipts are sent, and my Amazon account). 

Click Here to Get Started!

For Students Click Here – Use your .edu email address!

Paribus is now free!

Email from Paribus:

What’s the catch?

CrossMedia Panel Important changes: End of metering for iOS and Desktop Browsers

From their website:

Dec. 12, 2017

As of December 12, 2017 iOS and PC/laptop browser versions of the Screenwise meter are no longer supported on the US Reach Panel. Android Mobile Screenwise Meters will work and support for Android 4.3 and above will continue.

Please uninstall any iOS versions of the Screenwise mobile app and any desktop browser meters that you installed while participating in the panel.

iOS and PC/laptop users of the Screenwise browser meter will no longer earn rewards beginning on December 12, 2017.

Android users (version 4.3 and higher), we hope you will continue to use your Screenwise Meter app and keep earning rewards.


I will keep you updated on how this affects weekly earnings and the best way to continue to get the most out of this program.

OurData Shutting Down

Per their email:

Thank you for your support.

After thoughtful deliberation, the team at Ourdata has decided to close the company. We will cease support of the app and extension at the end of July.

Before we go…

We continue our belief that a strong voice for consumers is needed to offset the power of the data monopolies. We encourage our current users to seek out opportunities to protect the value and privacy of their data.
Ourdata was based on uBlock origin and we recommend that ad blocking extension as a replacement for Ourdata. We appreciate and thank you for all your support of Ourdata.
All the best,
The Ourdata Team