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Money Minute 2: Managing Your Accounts

Since there are many different types of accounts that you can have, it is important not to get them confused. There are many tools for managing and tracking your accounts. Some of these tools are free for personal use, others cost a monthly or one time fee. Occasionally, you might encounter a bank that charges a fee to be used with these management tools.

An example of a free tool that can track many bank accounts and services is Intuit Mint. Mint connects to accounts by using the login info (username and password) of accounts. It works with most Checking, Savings, Investment, Credit Card, Loan and Mortgage accounts. Mint can be used to track recurring bills with services such as phone services, internet service providers, and gas and electricity utilities. You can sign up for Intuit Mint at mint.com.

Coming up: CREDIT

Money Minute 1: Bank Accounts

This is a new series of posts that we are trialing in 2018.

The first process of gaining money, lazily or not, is to have a safe manageable place to store it depending on how you use it. It is often best to have multiple bank accounts to manage your finances to suit your needs. The two primary types of bank accounts are SAVINGS and CHECKING accounts. Checking accounts are more flexible for frequent usage and spending, such as to pay bills and make purchases. Savings accounts are for saving for the future, with some accruing interest. These often have limits about the number of withdrawals that can be made to the account each month. Checking accounts occasionally have some accruing interest based on the lowest balance of the month.

Depending on the bank, you should always be wary of usage and overdraft fees. Every bank account has it’s own pros and cons, which is why it can be difficult to choose. Some are free to open, while others charge a monthly or one-time fee. Some are for personal use, while others are for businesses, small and large. Some are brick-and-mortar, and some are only online. Some require a minimal balance or frequency of use before charging a fee.




Freenters is a program that pays students when they print to paper. Essentially, for every five pages of a document printed, an ad page is printed. It does not share any pages with your printed materials, so don’t worry about an ad showing up halfway through a page you need for work or school or something else.

To Get Set Up:

Sign up and download the Freenters driver onto your computer.


Select the driver to print to and earn $0.40 every ad-page printed.


Once you hit $10.00, cash out your rewards to your Paypal account.

Here’s my payout after only a week:

The program is currently only available to students with a .edu email address but that may be changing soon.

Click Here to Get Set Up! Use code LAZYMONEY to extra perks!


Doing work on sites like InstaGC, Clixsense and other GPT sites tend to get repetitive and possibly even boring. What I do to prevent any boredom from occurring is to watch TV shows on the left side of my screen while doing clicks and surveys on the right.

Doing a lot of clicks and surveys usually means watching a lot of TV shows and movies. But often, you might forget what episode you are up to for a show, or what movies you have watched. That is where Simkl comes in. Simkl allows you to track what TV Shows, Movies, and Anime you have watched, and can even do a lot of it automatically, using a Chrome Extension for Netflix, Hulu and Crunchyroll, as well as a Windows program for local videos you have downloaded, and even a Kodi add-on for all of your Kodi devices!

Simkl can notify you when new episodes come out using email, browser notifications, and even a Facebook Messenger bot. You can mark recent episodes directly from the Messenger app!

Check it out at Simkl.com

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