Dobot charges $1.99 per month now
Per their email:
|
Digit’s New Fee Schedule
Email from Digit:
|
Hey Lazy Money Guy, Today we have a couple of big announcements to make. As Digit becomes a more important part of our customers’ financial lives, we’ve decided to make a conscious decision about how we want to make money: We work for you, and you pay us. It should be that straightforward. Too many financial services complicate things by making money doing things not in the best interest of their customers. Charging for Digit will allow us to support our service while making sure we always do what’s right for the customer. A monthly subscription will cost $2.99. For all existing users, Digit will remain free for the next 100 days. Feel free to reach out if you have any questions. |
 |
Qapital
Qapital is an app for automatic savings to whatever goal you have. It is similar to Acorns, but not investing, and therefore, no investment management fees or any fees or costs to you!
It does the RoundUp option, which rounds up each purchase and puts the difference into your Qapital savings account. This is the one I use and like the most, cause it is the laziest savings option they offer, in my opinion.
They also have other savings methods:
Freelancer which saves a percentage of your paycheck.
Set & Forget which allows you to set a daily, weekly, or monthly amount to save automatically.
Guilty Pleasure lets you choose a vendor and when you spend money there, it automatically will save an amount you specify so that you feel like even though you are spending money on something fun, you are also helping build your savings.
Through the IFTTT program, you can automate funding your savings when you do certain things, for example:
IFTT (If This Then That) opens up a whole bunch of ways to help you save with Qapital and not have to do much in the process. A lazy money guy’s dream!
I have been using Qapital for a while and have built up quite a savings because I don’t notice the pocket change being paid into it from rounding up my purchases and depositing the difference. It is easy to set up and fund (it requires linking to a bank account in order to fund the rounding up savings as well as seeing what amounts are spent to calculate the round up amounts). When you sign up using this link, you’ll get $5 from Qapital after your first transfer toward your Goal settles. So it only takes less than a week to get your bonus for signing up!
Long Game
Long Game is an app that helps you save money and you get points based on how much you save. You can use those points to play games and win prizes or cash! They call it Prize-Linked Savings.
How to Long Game:
Download the App and start a Long Game account.
Make a Deposit and start earning coins.
Play Games for a chance to win cash and other prizes!Click Here to Get The App! Use code JKO6WNX for an extra bonus for signing up!
Qoins
Qoins is a round-up program that puts your spare change into paying off your debts. You spend $2.50 at the grocery store, Qoins rounds up to the next dollar ($3.00), and then puts the difference ($0.50) into an account that will be used to pay down your debts, whether credit cards, car loans, mortgage, and any other form of debt you tell them about. Payments from Qoins to your debt are done once a month.
You link your bank account so Qoins can track purchases and start doing its thing. You can also set up recurring transfers to Qoins that will boost paying off your debts. Two featured programs are:
PAYMENT RULES
Do you have multiple lenders you want to pay? Now you can link multiple debit/credit cards & pay multiple lenders!
CHARLIE
Are you using a bank that Qoins currently doesn’t support? OR, just want to contribute even more to your debt? Meet Charlie! Think of Charlie as your spare-change “advisor”. Set your preference on how aggressively you would like to attack your debt and let Charlie do the rest. 
Click Here to Start Paying Down Your Debts! Enter code JONA1900 and you’ll earn $3 when you send your first loan payment through Qoins!
Fees:
For monthly payments, they deduct $1.99 from the payments sent out.
For more frequent payments, they deduct $0.75, plus $0.05 for every dollar paid out.
If your monthly total is less than $20, we’ll roll it over into the next month, free of charge!
Acorns
Acorns Investing is a program you can do from your phone through their app or online. It is a spare change program that rounds up the amounts you spend and puts that difference into investments for you. So you spend $1.50, Acorns rounds it up to $2.00, and takes the difference of $0.50 and puts it into investments through the app. You get to choose how risky or safe you want to be in your investments. It will withdraw the funds when your round up amounts total $5.00 or more. You can also add scheduled investments for any amount you want.
Sign up and complete the account set up process and you get $5 to begin investing. No need to do any more than that if you don’t want to, it’s an easy $5!
If you are a student signing up using your .edu email, or you are age 24 or under, any fees they have are waived when signing up. You save $1/month!
Found Money awards you for purchases made to different stores with your bank account or debit card that is linked to Acorns. Some award a percentage of the purchase, others reward a specific amount. For example, shopping at Blue Apron earns $30 towards your investments. Or Dollar Shave Club earns 10% of what you spent towards your investments.
Grow is Acorns’ way of providing informative and educational resources to learn more about your finances, investments, the latest news in the financial world, debts, credit, and other topics. This is a great way to become more familiar with your investments and finances.
Shift Savings
Shift Savings is a spare change/rounding-up program, similar to Qapital, Acorns, and others. It will round up your purchases, and then place the difference into a savings or EFT account (ETF accounts are investing accounts). If you spend $1.50 on a candy bar, for example, Shift will round up that purchase to $2.00. The $0.50 difference is what is then added to the savings account in Shift. They total all the roundups and transfer them every Saturday.