Qoins is a round-up program that puts your spare change into paying off your debts.  You spend $2.50 at the grocery store, Qoins rounds up to the next dollar ($3.00), and then puts the difference ($0.50) into an account that will be used to pay down your debts, whether credit cards, car loans, mortgage, and any other form of debt you tell them about.  Payments from Qoins to your debt are done once a month.

You link your bank account so Qoins can track purchases and start doing its thing.  You can also set up recurring transfers to Qoins that will boost paying off your debts.  Two featured programs are:

PAYMENT RULES


Do you have multiple lenders you want to pay? Now you can link multiple debit/credit cards & pay multiple lenders! 

CHARLIE


Are you using a bank that Qoins currently doesn’t support? OR, just want to contribute even more to your debt? Meet Charlie! Think of Charlie as your spare-change “advisor”. Set your preference on how aggressively you would like to attack your debt and let Charlie do the rest.  

Click Here to Start Paying Down Your Debts! Enter code JONA1900 and you’ll earn $3 when you send your first loan payment through Qoins!

Fees:

For monthly payments, they deduct $1.99 from the payments sent out.

For more frequent payments, they deduct $0.75, plus $0.05 for every dollar paid out.

If your monthly total is less than $20, we’ll roll it over into the next month, free of charge!